T&T: 6PA

[Gregory Han]

I got classed for my insurance with an Elite Mariner discount.  I do
not know if it was the license or the hours I have logged but it did
drop my fees about 10%. Also if you are going out of the normal
cruising routes it makes getting coverage easier.
Again an extensive  cruising log could do the same but the 100 tom
Masters serves as instant verification of a certain level of knowledge
or at least having been exposed to the material needed to pass the
test.


Greg and Susan Han
Allegria -- Krogen Whaleback #16



> how being licensed would effect our 'responsibility' and our insurance for
> instance. We COULD NOT GET an answer from our instructors!!! That tells me
> that there IS NO CLEARCUT ANSWER! I do not think anyone really knows the
> answer to the questions about guests 'bearing gifts' of any kind!