T&T: A nagging question

[KevinR]

> -----Original Message-----
> 7. Most also now provide coverage, typically 50% up to $500 for
> prophylactic haulouts, etc. However, in this office, we do caution
> insureds to think twice before putting in minor claims that might
> result in loss of loss-free credit.

Hi Al,

Will using the coverage for the prophylactic haulout when a hurricane is
approaching affect the loss-free credit on most policies?

Should we be eating the whole cost of the haulout without bothering the
insurance company?

Kevin