T&T: Florida Insurance - Coast vs Inland

[Paul Brannon]

Gene,

We had our boat on the St. John's at the Ortega river for a couple of years 
and the coverage (BoatUS) was no different.  Their explanation was that the 
river runs too close to the coast to be any real protection.  I personally 
differ with that assumption after talking with many people that had boats in 
the marina during the storms that came through in years past.  I do not know 
what other insurance companies are doing in that regard but the St. John's 
was not considered "inland rivers" on my coverage.

Paul Brannon

----- Original Message ----- 
From: "Gene Francisco" <g-francisco at sbcglobal.net>
To: <trawlers-and-trawlering at lists.samurai.com>
Sent: Monday, June 30, 2008 7:59 AM
Subject: T&T: Florida Insurance - Coast vs Inland


> As a yankee from Wisconsin considering a move to FL, I was wondering if 
> there was any difference in insurance premium between keeping a boat on 
> the coast vs inland. Specifically, St. Augustine area south through Fort 
> Lauderdale vs on the St. Johns river (i.e Green Cove Springs through 
> Palatka). I don't know if hurricanes are any less intense by the time they 
> get that far inland or if that even matters. Any experience is 
> appreciated!
>
>  Gene F.
>  Green Bay, WI
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