T&T: 24V starter, 12V house bank - Ugh!

[trawlerdoc at aol.com]

The series paralell switch has been around forever. They are great when they work. They are expensive.? They are a wiring nightmare if you don't understand them. They even controll the destination of the alternator output. 
IMHO I'd get the 12volt and wire it with the appropriate sized wire. 

Rodger



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