T&T: Anxious Captain

[Ralph]

> It's hard for me to understand how average person can take the rat-race so
> seriously. I am constantly meeting people who's life purpose is to work at
> their business or career.

It is never to early to prepare for retirement. To me, work was a neccessary
evil. I retired at 55 years of age and never looked back. Now 16 years
later, I know I did the right thing.

Ralph Salerno
M/V ANCORA
San Diego
"He who retires early, has the last laugh."