T&T: : Full Time Cruiser or Livaboard?

[Ownyacht at aol.com]

I just don't understand why an insurance company would differentiate  between 
someone who owns no residential property and travels most of  the time and 
one who owns no residential property and stays put.
 
Many of us had residential property and sold it or residential  property that 
we converted it into rental property and got tired of  the landlord hassle 
and sold it.
 
Why doesn't the question revolve around being landed (or not) instead of  
where we stay?
 
R. Lee



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