T&T: Fw: Insurance differences

[Larry N. Brown]

----- Original Message ----- 
From: "Sharon Heydlauff Starling" <hymarks@mindspring.com>
To: <trawlers-and-trawlering@lists.samurai.com>
Sent: Saturday, January 13, 2007 2:21 AM
Subject: T&T: Insurance differences


> We just spent a couple of weeks on our boat in New Bern, NC.  During the 
> stay
> the topic of Insurance arose with several other boaters in residence. I 
> have a
> policy with the St. Paul  who provides insurance to members of the  United
> States Power Squadron ( USPS).  Except for the present requirement that I 
> be
> above the 35th parallel during hurricane season I am pleased with this
> insurance.  The coverage is good and is less expensive than other 
> companies
> who specialize in "marine" insurance.  However I would like to be able to 
> be
> below the 35th parallel during hurricane season but am unwilling to take 
> the
> chance of loosing the USPS Insurance coverage.


SNIP

Piggybacking on this subject vis-a-vis fire extinguishers, I heard things 
like, "When the insurance surveyor  inspected the boat, he noticed my fire 
extinguishers were out of date."
I had my boat surveyed 4 1/2 years ago and sent the result to Boat US who 
promptly insured my boat. They keep sending me bills which I keep paying and 
the keep sending me paperwork that indicates my coverage but they've never 
asked me to get a survey. Is this normal?

Regards,

Larry & Teri Brown
MV Cigano, 47' Prairie Sundeck
Still glued to the dock in Covington, LA