[PUP] Offshore insurance

[scottebulger@comcast.net]

Hal, thanks for the feedback!  Have a great cruise!  Scott

-------------- Original message -------------- 
From: "Hal Wyman" <twl2@halwyman.com> 

> > My question is this: How many of you cruising couples have 
> > succeeded in acquiring insurance? 
> 
> After having had insurance covering the inside passage from Seattle to 
> Alaska for several years, that experience along with a record of offshore 
> passages as crew and navigator enabled me to get covered for a trip from 
> Maine to St. Martin via Bermuda and a year and a half Eastern Caribbean 
> cruise in 1992. Subsequently in 2000 I was able to get coverage between 
> Seattle and Nova Scotia with only my wife as crew. Later I had no problem 
> getting coverage for the Nordhavn Atlantic Rally 
> 
> > Was this an instant process or did you have to "earn your stripes"? 
> > 
> 
> I don't think I could have gotten the coverage as a neophyte. 
> 
> > Assuming you do NOT have insurance, have you been refused 
> > moorage at any marinas in the U.S., Central America, Mexico, 
> > or the Lesser Antilles? 
> 
> I can't recall ever having been asked for proof of insurance in those areas, 
> but I have been asked in Spain and France. 
> 
> > Would it be possible to get a "Liability Rider" on my 
> > personal insurance that might substitute for Yacht Insurance... 
> 
> If you have any kind of liability policy (and you should) you can ride on it 
> I would think, but I am not an insurance expert. I would talk to Al Golden 
> at I.M.I.S. in Maryland. He has insured my boats for many years now. 
> 
> Hal 
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