[PUP] Preparing to cast off, well kind of
Patrick M. Hightower
patrick@theadega.com
Fri Apr 20 09:00:30 EDT 2007
Thanks Scott,Absolutely for my wife and I this is a [Pup] topic. We live
abroad now so we will have to tweek your suggestions to fit our location.
Patrick Hightower - Sao Paulo, Brasil
-----Original Message-----
From: passagemaking-under-power-bounces@lists.samurai.com
[mailto:passagemaking-under-power-bounces@lists.samurai.com] On Behalf Of
scottebulger@comcast.net
Sent: Thursday, April 19, 2007 11:59 PM
To: PUP
Subject: [PUP] Preparing to cast off, well kind of
Few things provide a sense of adventure approaching like emptying a walk-in
closet of 20+ years of belongings. There is something very freeing, yet
unnerving about having piles of cloths that are limited by the size of
lockers on your boat. This morning I said to Marian, you know, between the
two of us we need to share less than 40 inches of hanging closet space. I
offered to only hang one formal dinner jacket and move everything else into
drawers or cabinets. She smiled and said, who needs hanging locker space
when your living in shorts and t-shirts! What a gal!
In all seriousness we are right in the middle of it all. The house goes on
the market in a few weeks. New carpet and paint in the next few days, and a
moving truck comes on Saturday to take most of what we own to friends and
family for safe keeping for 3 years. The original storage estimate from
United was 8,000 lbs at about $240/month. Essentially its $3.00 per 100lbs
per month for stuff placed in bonded storage. Since our plan is to be gone
at least two years, and build a house when we return, I evaluate an items
value based on 3 years of storage. What this means is its about a dollar
per pound to store something for three years. So, the dining room table,
100 pounds is 100 dollars. When you think of selling things and buying them
again upon your return, it makes the storage cost very palatable. By going
to friends and family and asking them if they want to use our stuff for 3
years we have reduced the 8,000 pound of stuff to about 2 or 3 thousand
pounds. This sh
ould c
ost us three to four grand over 3 years, very manageable. We are going to
sell the cars, as the insurance complications were too much to deal with.
Finally I devised a scheme with credit cards, electronic banking and auto
bill pay so all our finances should be on cruise control. This system is
based on accounts that are never exposed to vendors, only used
electronically between banks. We have credit cards that will be used for
ATM machines, purchases or online orders. We have automated deposits to a
working account which the credit card auto bills/pays monthly. There is a
limit and notification system if a certain amount is ever exceeded and we
can view everything online. Our financial planner has view access to these
accounts and will notify us if anything seems awry. We will designate a
relative as durable power-of-attorney so anything needing our written
approval can be implemented in our absence. Each of these people has our
direct boat email account and sat phone numbers. We plan to turn the sat
phone on daily at noon (just not sure I should leave it on all the time?).
This was all done several months prior to putting the house on the market so
we could go through several billing cycles to make sure everything worked.
Oh, a few good lessons learned:
Since I was selling the house, we needed a street address to maintain
residency and have bills and statements sent. A sister-in-law accepted
this responsibility, and we are grateful to her for doing this. That street
address is critical, because a credit card company will challenge your
identity by asking for your mailing address. I had to tell my wife to be
sure to use her sisters address, otherwise she would be denied assistance.
All online orders will validate against this address, but you can usually
enter an overriding ship to address, which was your bill to address just a
few days ago, it can get confusing.
If you use Comcast or another service provider linked to your email address,
you need to ask what happens when you terminate your business relationship.
In the case of Comcast you loose your email address. This means you need to
create a new address, and guess what, think of how many systems you access
online that use your email address as a way to identify you? In my case it
was dozens of systems, most banking and financial. There are email services
you can buy where you own your domain or address, these are a good choice if
you understand the pluses and minuses of going that route. I went with
Google Mail and was lucky enough to get my same name. It took about two
days to get all my various accounts and systems to authenticate me with
these new addresses.
Since I was creating a new identity in many systems I implemented a new
password scheme. Approaching 50 I find my memory just isnt what it was, so
I have a small number of passwords that I use for various functions. By
combining letters and numbers with common words you can improve the security
of a password significantly. Simply substitute a 3 for an E, a 1 for an I,
a ZERO for an o and so forth. Adding CAPS can also help, but for God sake
dont mix some with upper and some with lower using the same password, it
will make you crazy. Finally, dont put these passwords on a computer hard
drive. Store them on a thumb drive and take it home with you if/when you
travel. Have a backup, maybe print it out and give it to someone you trust.
Some may think this isnt a PUP discussion, but I assure you it is. Cutting
loose the lines and disconnecting from the mainland is something not many
people do. For me it was a first, but Ive moved a dozen times in my life,
so I had a good idea about some of the issues. Perhaps there are some of
you out there that can share some tips or tricks you have learned to help
those of us that are preparing to leave? Thanks,
Scott Bulger, Alanui, Nordhavn 40II, Seattle WA
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