[PUP] Any experience with IMG for international medical insurance coverage?

[Dr. Gordon Anderson]

I used them when I was working outside the US.  No complaints, paid claims,
but a little slow.  They cancelled me as soon as I turned 65.


 Alchemy
USCG Doc. No.: 1177849 - Station ID (MMSI): 367070010
Call Sign: WDC7347 - FRN: 0014000947
Owners: Gordon & Yu-ching Anderson
Mailing Address:  4004 Wallace Lane, Nashville, TN 37215
Phone: + (615) 297-8289
Current Cellular: +60 (12) 835-1870
Current Anchorage - Kota Kinabalu, , Sabah, Malaysia
Email: alchemy@post.com
Web Site: http://www.alchemy-trawler.com/
Blog:  http://usmvalchemy.spaces.live.com/

-----Original Message-----
From: passagemaking-under-power-bounces@lists.samurai.com
[mailto:passagemaking-under-power-bounces@lists.samurai.com] On Behalf Of
Scott E. Bulger
Sent: Thursday, April 12, 2007 4:13 AM
To: Passagemaking Under Power List (E-mail)
Subject: [PUP] Any experience with IMG for international medical insurance
coverage?

Researching catastrophic medical insurance for our cruise, I came across IMG
(International Medical Group).  I can buy a policy for my wife and I for
about $1,900/year ($5,000 deductible).  It has the following conditions:

a.  Pre-existing conditions not covered until 24 months has elapsed, then
only if disclosed
b.  Must depart the US within 30 days of policy issue
c.  Must stay outside the US for 6 months, then it can be in effect when you
return
d.  Evacuation provided for patient and one other person.
d.  $5,000,000 lifetime benefit

Overall this is just what I'm looking for.  Do any list members have
experience with IMG?  Alternatives with real world claims experience?
Thanks,

Scott Bulger, Alanui, N40II, Seattle WA
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