GL: USAA insurance

[Bob McLeran]

Well, I had "yacht" insurance and was dealing with their "yacht" agents 
and did so for 10 plus years. I think the problem is that they only have 
one underwriter, and as a consequence are not in a position to "shop" 
your requirements around to various underwriters for the best deal for 
your circumstances. They're very inflexible, as evidenced by the fact 
that their coverage applies everywhere (no limitations as to areas, 
dates, etc) and is based solely on the location where the boat is 
normally docked. I specifically asked for coverage for a boat/yacht that 
left Florida and the southern latitudes during the hurricane season 
(June through November) and was told they don't write such a policy. Bye!!!

I don't have any complaints about USAA, generally, and have all of my 
other insurance with them. Normally, their rates are on the low end and 
their claim payments are exceptional (perhaps too easy, IMHO), but for 
larger boats, I'd suggest looking elsewhere - don't just automatically 
accept USAA as giving you the best deal.

<><><><><><><><><><><><>Mozilla Thunderbird<><><><><><><><><><>
Bob McLeran and Judy Young                  Manatee Cove Marina
MV Sanderling                               Patrick Air Force Base
Defever 41 Trawler                          Melbourne, Florida 



On 12/22/2007 5:38 PM, LRZeitlin at aol.com wrote:
>> I left USAA for boat insurance after 10 years because they're obviously
>> geared to smaller or trailerable boats and don't understand the bigger
>> boat market.
>>
>>     
>
> USAA writes two kind of insurance policies, BOAT insurance for smaller boats 
> and trailables, and YACHT insurance for larger boats. Perhaps you were dealing 
> with the wrong side of the house. I admit that their agents based in Texas 
> are not too knowledgeable about boat policies. Ask for a supervisor to direct 
> you to the right yacht agents.
>
> I have found their insurance rates to be very reasonable, among the lowest I 
> was quoted, and their service and claims payout is excellent.